Throughout your life, you will need various financial products like life insurance, critical illness cover or a mortgage.
Accountants Plus can recommend an independent financial adviser who can help you make the right decision about the best product that meets your needs.
For first-time buyers, there are many obstacles to overcome to get a mortgage. In the past, it was about finding the best interest rate. Today, it’s about making sure that your application gets accepted.
An Independent Financial Advisor (IFA) can explain why the size of the deposit you have to put down on your new home matters. It influences the amount you can borrow, and the interest rate you can obtain, too. Moreover, they can tell you more about Government mortgage schemes, like Help to Buy. You may get on the property ladder quicker than you think.
There are myriad costs to consider when buying a house; an IFA can help you analyse these. For starters, they can talk you through the fees for your mortgage, your home report your lawyers’ fees. They can help you reduce them and fit into your budget plan.
As it’s an enormous financial transaction, getting good mortgage advice is one of the most important decisions that you’ll make. In fact it’s priceless — it could be the difference in helping you buy your dream home.
The benefit of using an Independent financial adviser is that they can recommend and sell financial products from any provider on the market. Therefore, we’re confident that we can find the best product for you.
An independent financial advisor can assist with the following:
- Life assurance;
- Critical illness;
- Income protection;
- Private medical;
- Elder care;
- School fees planning.
If you would like to speak you to an independent financial advisor, please contact us.